Credit Authorization

Effective date: 2026-05-17

This Credit Authorization explains the scope of consent you provide when you submit a loan request through sunrisefinace.com.

1. Scope of authorization

By submitting a loan request and checking the credit authorization box on the form, you authorize sunrisefinace.com and the lenders and lending partners in its network to verify the information you provided and to obtain consumer reports about you from one or more consumer reporting agencies for the purpose of evaluating your loan request.

2. Consumer reporting agencies that may be queried

Your authorization extends to the major nationwide consumer reporting agencies and to alternative bureaus that may be used by short-term lenders, including:

• Experian, Equifax, TransUnion
• Teletrack (Equifax Consumer Services)
• DataX
• Clarity Services
• MicroBilt
• FactorTrust
• Other alternative consumer reporting agencies as required by the lender's underwriting process

3. Type of inquiry

The initial inquiry by the lender for the purpose of matching may be a "soft" inquiry that does not affect your credit score. If you accept a loan offer, the lender may perform a "hard" inquiry that may affect your credit score. The type of inquiry is determined by the lender, not by sunrisefinace.com.

4. Purpose limitation

Authorization is granted solely for the purpose of evaluating your loan request. Authorization is not granted for unrelated marketing purposes that are not covered by your separate TCPA consent.

5. Revocation

You may revoke this authorization for future inquiries by sending an email to info@sunrisefinace.com with the subject line "Revoke Credit Authorization" and the name, email, and phone number associated with your request. Already-pulled reports cannot be unpulled, and lenders that have already initiated processing may complete that processing. Revocation does not affect any loan offer you have already accepted.

6. Your rights under the Fair Credit Reporting Act

You have rights under the federal Fair Credit Reporting Act (FCRA), including the right to obtain a free copy of your consumer report from a consumer reporting agency that produced a report used to take adverse action against you, the right to dispute inaccurate information, and the right to be notified if information in your report has been used against you. For a complete summary of your FCRA rights, see consumerfinance.gov/learnmore.

Contact

sunrisefinace.com
304 S. Jones Blvd #5187
Las Vegas, NV 89107
Email: info@sunrisefinace.com