Frequently Asked Questions

Effective date: 2026-05-17

What is sunrisefinace.com?

sunrisefinace.com is a loan request and lead-generation service. We are not a lender. We transmit your loan request to one or more participating lenders in our network for their consideration. Each lender independently evaluates your request and decides whether to extend credit on terms set by that lender.

Who is eligible to use the service?

You must be at least 18 years old (19 in Alabama and Nebraska), a legal United States resident, and reside in a state where the service is available. See the Lending Policy for the current state availability list.

How does the request process work?

1. You submit the loan request form on our homepage. The data is transmitted over TLS encryption.
2. We forward your request to one or more participating lenders or lending partners in our network for their consideration.
3. If a lender is interested, you are connected with that lender to review their offer. You are not obligated to accept any offer.
4. If you accept an offer, the lender, not sunrisefinace.com, initiates the deposit. Funding timing is set by the lender and your bank.

Is approval guaranteed?

No. Submitting a request does not guarantee that you will be matched with a lender or that any lender will approve your request. Lenders make their own underwriting decisions.

How much can I request?

The amount a lender or lending partner may offer depends on the lender's evaluation of factors including your state of residence, applicable state law, and the lender's underwriting criteria. Lenders in our network consider request amounts between $100 and $5,000. sunrisefinace.com does not set loan amounts and does not guarantee any specific offer.

How will I receive the money?

If a lender approves your request and you accept their offer, the lender deposits the funds directly into the bank account you provided on the form. Funding timing is set by the lender and may take one or more business days. sunrisefinace.com does not deposit funds and does not control funding timing.

What are the rates and fees?

sunrisefinace.com does not set rates or fees. See Rates & Fees for representative ranges and worked examples. The lender will disclose your specific rate and fees in the Truth in Lending Act disclosure before you accept any offer.

Will applying affect my credit score?

The initial inquiry for matching purposes may be a "soft" inquiry that does not affect your score. If you accept a loan offer, the lender may perform a "hard" inquiry that may affect your score. The type of inquiry is determined by the lender.

How is my personal information protected?

Form data is transmitted over Transport Layer Security (TLS) encryption. See our Privacy Policy for details on how we use, share, and retain your information, and our California Privacy Notice for additional rights available to California residents.

How do I stop marketing emails or SMS messages?

See our Unsubscribe page, or reply STOP to any SMS, or use the unsubscribe link in any marketing email we send.

How do I opt out of the sale or sharing of my personal information?

See our Do Not Sell or Share My Personal Information page. We also honor the Global Privacy Control (GPC) browser signal.

How do I contact sunrisefinace.com?

Email info@sunrisefinace.com or write to sunrisefinace.com, 304 S. Jones Blvd #5187, Las Vegas, NV 89107.